Personal Services
Checking
Grand Deal Checking (with Interest)
Get the most out of your checking account by having it pay you! Gain a competitive interest rate/Annual Percentage Yield on balances over $50.00 and, if you maintain a balance of $1,500.00, avoid the monthly minimum balance penalty fee.*
You'll also appreciate the many features and benefits that come with this account, like our Direct Deposit feature which will add more convenience to your checking account at The Provident Bank.
You also get:
- FREE unlimited check writing
- FREE imaged check statements
- FREE (basic style) check printing (for customers over 50)
AND these valuable options:
- FREE Direct Deposit
- FREE VISA Debit Card
- No ATM surcharges**
- .25% discount on consumer loans
- FREE Online Banking account access
- FREE Electronic Bill Payment
- FREE 24 Hour Telephone Banking access
- Various overdraft protection services, including Ready Reserve and Overdraft PrivilegeSM.
- Minimum to Open: $50.00
- Minimum Balance to receive Interest: $50.00
- Minimum Balance to avoid Penalty*: $1,500.00
- Time Limit to meet minimum balance requirement: 3 months after account opening.
* In any monthly cycle period in which the minimum monthly average balance of $1,500.00 is not maintained in the Grand Deal Checking Account, a fee of $10.00 will be applied.
**Transactions processed at non-Provident owned ATMs may result in a fee charged by the individual ATM service provider.